Because you're not alone. Do you know for sure that your wife or husband and children would be protected if you died suddenly, or suffered a disability?
Do you have an up-to-date will or trust and powers of attorney?
Have you appointed someone (such as a spouse) to act as your agent with respect to your property, finances, taxes and legal matters if you should become disabled?
Do you have a patient advocate designation, also called a durable power of attorney for health care, so your wife, husband, or child could make medical treatment and health care decisions for you if you couldn't?
If you have minor children, have you named guardians for them in case of your death? Have you set up a trust for your children's protection if you and your spouse should both die?
If you're a business owner, do you know what would happen to your business if you were to die or become disabled?
What about death taxes? If you have life insurance and retirement accounts, are you sure the beneficiary designations are correct, so that your family's death benefits would be protected and paid out correctly after your death?
What's the best way for you and your wife or husband to withdraw money from your retirement accounts after you retire?
How would you pay for long-term care if you or your spouse might need it? Are you concerned about protecting your assets from liabilities?
Estate planning involves these and many other questions. Estate planning means thinking about your loved ones and planning for their protection if you should die or become disabled.
It also means planning to protect and maximize your hard-earned assets during your lifetime. Your estate planning needs may change or grow as you work, save and accumulate assets, if you have children, as you get older, or if you become a business owner.
But whether you are young or older, single or married, with or without children, you have estate planning needs. With the help of knowledgeable professionals, estate planning is actually simpler than you may think.
Life is uncertain, so don't delay planning.
Give us a call at Klute Miller Johnson, PLC. Let Klute Miller Johnson, PLC help you reach your business goals. We will work as your legal partner to help you grow and prosper. Call, write, fax or e-mail Klute Miller, PLC with your business questions. We would appreciate the opportunity to sit down and discuss how we can serve you.
Creighton F. Klute - Mark A. Miller - John C. Johnson
...enthusiastically
committed to helping you achieve your personal and business goals
through timely, responsive legal service... characterized by excellence.
Court Place - Suite 101
728 Pleasant Street
St. Joseph, Michigan 49085
(near your downtown banking)
Court Place - Suite 101
728 Pleasant Street
St. Joseph, Michigan 49085
(near your downtown banking)
Contact Us Now: 269.983.1000
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